Pillar Financial Planning

Helping business owners & physicians reduce taxes, build meaningful wealth, and reach financial independence faster.

Schedule a Meeting

What Sets Us Apart:

Proactive Tax Strategy
Tired of writing six-figure checks to the IRS? I specialize in forward-looking tax planning designed to minimize lifetime taxes and this year’s bill.
Focused on the Accumulation Phase
I guide high earners through the complex wealth-building years, optimizing savings, investments, and benefits as you grow your net worth.
Tax-Efficient Retirement Income
I help convert your portfolio into a tax-smart distribution strategy for retirement. So you keep more of what you've earned.
Fee-Only Fiduciary Commitment
I do not accept commissions, referral fees, or any other form of compensation from third parties. All potential conflicts of interest are fully disclosed, ensuring complete transparency in every recommendation.
Virtual, Flexible, and Accountable
Proudly serving Raymore, Overland Park, Lee’s Summit, Leawood, and the greater Kansas City area through convenient virtual meetings.
Collaborative Network of Experts
I coordinate with independent CPAs, insurance professionals, and estate planning attorneys to ensure every piece of your financial life works together.

Leading with Planning

Person analyzing charts and graphs on a laptop screen at a desk with a smartphone and glasses.

Planning is an action. It is understanding where you are in life and what you want to accomplish. Then it is figuring out your defensive strategies, offensive pushes, and executing at a high level.

Team of Experts

Group of four colleagues collaborating at a table with laptops and notebooks, smiling and engaged in conversation, with a colorful painting in the background.

Work with a team of independent founders that coordinate virtually on your behalf to execute on agreed steps.

Regular Meetings

A laptop displaying a video conference with multiple participants visible on the screen. Next to the laptop is a green ceramic mug on a wooden table.

Meet quarterly with preset agendas to review savings rate, tax efficiency, investments, retirement withdrawals, employer benefits, and all of life in between.

Founder of Pillar Financial Planning James Hargrave

Navigating Life With You

Pillar Financial Planning is a fee-only financial planning firm that offer multiple ways to engaged on your terms. Between hourly work, ongoing financial planning, and investment management. You choose how to engage.

Pillar Financial Planning is focused on bringing you real results. By partnering with independent CPAs, Estate Planning Attorney’s, health insurance, Life & Disability insurance, and other experts. You get multiple perspective with no revenue splits, no games.

How To Get Started

Snow-capped mountain reflected in calm lake with rocks and cloudy sky.

Interview Me

Snow-covered mountain landscape with evergreen trees and a clear sky at sunset, featuring contrails in the sky.

Data Gathering

Tall rock formations with trees at the base, basking in orange sunset light under a clear blue sky.

Vision Meeting

Devils Tower in Wyoming with a road and trees in the foreground

Recommendation & Implementation