My Story:

I grew up in a family well below the poverty line, and those early experiences with financial hardship deeply shaped my perspective and purpose. As I faced my own challenges, student loans, debt, and the weight of trying to create a better future, I made plenty of mistakes. But through it all, I remained determined to become a pillar of strength for the ones I love.

I eventually realized I didn’t have to do it alone. Together with my wife, we built a life on our terms, rooted in values like perseverance, unity, and intentional growth. That journey taught us that true success isn’t just about personal achievement, it’s about lifting others up and building something that lasts.

Now, I’m focused on helping others do the same, building stronger families, healthier finances, and lives defined by purpose, not pressure. Looking forward to talking with you!

James Hargrave

Founder of Pillar Financial Planning

Scenic view of a lake surrounded by mountains and green hills under a cloudy sky.

Professional Background:

For the past 13 years, I’ve helped clients turn financial uncertainty into confidence. By identifying clear action steps and executing with clarity and intention. Along the way, I’ve embraced challenges as opportunities for growth, always striving to gain wisdom and better serve the people I work with.

My career began in banking, but I soon transitioned into the investment world at Vanguard. Determined to become the best financial planner I could be, I pushed myself to grow earning an MBA, completing my CFPⓇ, and passing the Series 7 and 63 exams, all within four years. I started at the ground level and worked my way up to managing a book of high-net-worth clients.

After Vanguard, I joined LearnVest, a fast-paced financial planning startup, where I focused on all areas of personal finance. From cash flow and taxes to insurance and long-term planning. I also continued to expand my knowledge, earning my CLUⓇ designation and my Life & Health insurance license.

Later, I took on the role of Director of Financial Planning at a newly founded firm. There, I helped shape the business from the ground up, leading day-to-day operations and working directly with 74 families on their financial planning needs. Over six years, I learned countless lessons in leadership, business, and life that I now carry into this next chapter.

Tia Hargrave, holding a Roman on a sunny day, standing on a palm-lined street.

James and Roman stand on a wooden pier by a calm body of water with palm trees in the background, under a blue sky.

James, Tia and Roman, by a waterfront, smiling and enjoying the outdoor scenery.